The insurer of a group of Greater Des Moines bars is not obligated to cover financial losses resulting from COVID-19 closure orders, Law360 reported. The suit, brought by Whiskey River on Vintage in Ankeny and two other Whiskey River locations, is one of numerous cases around the country in which insurers have prevailed over eating establishments seeking coverage under their business interruption policies. In a ruling earlier this week in U.S. District Court for the Southern District of Iowa, Chief District Judge John Jarvey held that because the bars had a virus exclusion provision in their coverage, breach of contact and bad faith claims failed against the insurer, Illinois Casualty Co. “Reading the policy language as a whole, the policy is unambiguous in its requirement that an insured suffer “direct physical loss of or damage” to the insured property to qualify for the Business Income provision,” Jarvey wrote, adding that other Iowa courts have interpreted insurance policies this way before. James Carney, an attorney for the plaintiffs, said his clients plan to appeal.